Mobicred

Mobicred is a simple and convenient online credit facility which allows you to buy from Mkbedlinen and repay over 12 months.

What you’ll need:

  • A valid South African ID number
  • 18 years or older
  • Earn a minimum monthly salary of R5 500
  • An existing and valid bank account in your name
  • A current and valid email address and mobile number

How does it work?

For new Mobicred users:

  1. Apply for a Mobicred account HERE
  2. Wait until you are approved and return to the MKBEDLINEN checkout to complete your purchase
  3. Your application can take up to 2 business days to process

For existing Mobicred users:

  1. Select Payfast as your payment option during checkout
  2. Select Mobicred as a payment method
  3. Log in using your Mobicred username and password.
  4. Enter the one-time pin (OTP) that will be sent to your mobile phone
  5. Click on “Confirm & Pay”
  6. Your Mobicred account will be debited and your order will be processed!

Please be advised:

  1. The credit application can take up to 2 business days to process
  2. The interest rate charged is 20.75% per annum & in accordance with the interest rate permissible by the National Credit Act.
  3. Approval is subject to Mobicred’s credit risk & affordability criteria, and in accordance with the National Credit Act responsible lending principles
  4. The interest rate on your account is an annual variable rate linked to the Repo Rate and will change in accordance with changes made by the South African Reserve Bank.
  5. The credit facility incurs a once-off initiation fee & a monthly service fee.

For assistance with your online application, please contact Mobicred at 021 126 0700 Whatsapp 060 762 8284 or customerservice@mobicred.co.za.  

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