Forget store account interest. Forget waiting on lay-by. With MoreTyme, you get what you need now, and pay for it in 3 interest-free instalments. There’s no monthly fee and no fee when you buy, so you never have to pay more than the original price.

You pay half up front and the rest over 2 months

All you need is a verified TymeBank account and the TymeBank app. There’s no paperwork and sign-up is free.

How does it work?

Not A TymeBank Customer Yet

  1. Download the TymeBank app – Then use the app to open a verified TymeBank account in less than 5 min. It’s free! – DOWNLOAD APP
  2. Activate MoreTyme in the app – Log in to your TymeBank app, tap the MoreTyme card and tap the Activate or Apply button. It’s also free!
  3. Top up with 50% of the purchase price – Tap “Add money” on your app home screen. Then use a debit/credit card to instantly add at least half of the total purchase price to your TymeBank EveryDay account.
  4. Pay with MoreTyme – When you open MoreTyme again, your available spend should be enough to cover the purchase. When it’s time, tap Pay at the bottom of your screen.

Already A TymeBank Customer 

  1. Log in to your TymeBank app – Don’t have the app yet? You can download it now for free on Android, iOS and Hauwei – DOWNLOAD APP
  2. Open MoreTyme from the app –If you still need to activate it, it only takes a few seconds. You just need to tap the MoreTyme card and then tap the “Activate” or “Apply” button.
  3. Check that you’ve got enough –Ideally, what you have Available to spend should be more or equal to the purchase price, but if it isn’t, you can use a linked bank card to make up the difference.
  4. Pay with MoreTyme –Tap the pay button from the MoreTyme section of your TymeBank app and choose the payment method that matches your checkout/till experience.

Frequently Asked Questions

If your profile status is “Good Friends”, all you need is the TymeBank app. When you open the app, look for MoreTyme. From there it’s one tap to activate or apply. You’ll get an answer instantly.

If your profile status is “Just Met”, you can upgrade your account via your TymeBank app, or at a kiosk in a Pick n Pay or Boxer Store near you. Once you do, you’ll see MoreTyme in your TymeBank app.

Step #1: Once you’re at a MoreTyme partner store, look out for MoreTyme stickers and signs on selected items. If you’re not sure what’s available to be bought with MoreTyme, just ask a sales assistant.

Step #2: Create a MoreTyme payment voucher: When you’re ready to pay, login to your SmartApp account and tap “BUY”– a digital payment voucher, with a barcode for your full available to spend amount, will appear on the screen. You’ll have 15 min to use it.

Step #3: Show the voucher barcode to the teller: The teller will scan the voucher barcode (the voucher code can also be entered manually) to process the payment, and that’s it. Your first payment comes off straight away, and whatever you’ve bought is yours to take home.

You don’t need to worry about that. Everything comes off your EveryDay account automatically

The first payment (50% of the purchase price) happens as you buy it at the till point. Your next two payments of 25% each will be deducted from your account 30 days and then 60 days after the day of purchase. As long as there’s enough in your account to make the payments on the due dates, you won’t pay a cent more than the original purchase price.

If you’re an existing TymeBank customer and have a banking product or service query, please contact TymeBank on the following – 0860 999 119 or email